Muhammad Bilal is amongst our highly qualified and well-read borrowers who are going through a tight financial situation in life. Despite having a Masters’ qualification, Bilal earned little working as a microbiologist and salesperson in a pharmacy. Bilal was not satisfied with his job and financial condition. He wanted to do something of his own all along. Bilal’s entrepreneurial spark did not let him settle for less and led him to Seed Out. Bilal left his job from the pharmacy and started the struggle to start his own. Based on his work experience and qualification in the pharmaceutical field, Bilal reached out to Seed Out for financial support. Bilal lives with his father and wife. With his father’s small savings, Bilal has already gotten a shop and renovated it as a pharmacy. From Seed Out, he has requested a loan of PKR 125,000 to set up his pharmacy. Currently, he wants to set up on a small scale and expand with time. With the loan amount, he plans to purchase medicines, other pharmaceuticals items, refrigerator and a billing machine. He will be able to escape his financial troubles by earning a considerable amount from the pharmacy and provide a decent living to his family.