Muhammad Tahir's shop currently earns him a small amount while his family's basic necessities amount toa little more, meaning there is never anything to save. He has been working hard all his life and his young children go to school. Obviously, he pays their school fee with great difficulty. He needs PKR 60,000 to expand his business and add more inventory. That way, he can possibly afford to continue sending his kids to school and caring for his 100-year old mother.