Muhammad Zafar Iqbal, 36 years of age, is married with three young children. He is a photographer by profession and is currently based in Lahore, Pakistan. He is the sole source of income for this family of five. Zafar's family lives in relative poverty. Yet this doesn't keep him from dreaming of a better future for himself and his family, and in order to realise it, Zafar has devised a business idea - to open up his own photography business. His 13 years of experiene in photography will only be to his benefit in this cause. Knowing the finer aspects of a good photograph, and having a detailed understanding of the developing processes of both film and digital photography as well an acute sense of the trends in the photography markets, Zafar is in a very capable position to take his experience one step further and start his own business. The only barrier he faces is that of capital. Being confident in his abilities to turn a generous donation into a sustainable business, a small loan of PKR 150,000 is all he requires. A crowd fund for his cause may well be the answer to his problems.