Ghulam Abbas is 58 years old and lives with his family in the slums of Gujranwala.He has six children, four of whom are married. He lives with his wife and two other children both of whom are school going. He runs a cold corner in a nearby populated market. Before running this cold corner he was working as a welder for 10 years but due to its side effects on his health he started a cold corner 4 years ago. He earns from his business and after paying his household expenses he always runs into a cash squeeze. Like many small businesses, he does not have the credit history or the collateral to get bank financing. He is availing a seedout microloan that he will repay in easy installment. A donation of $216 can help him increase variety of beverages and frozen deserts and ultimately increase his earnings.