Naveed Abbas , a youth of 28 survived a major accident with a major foot fracture that took him four years to recover. All that time he had been dependent on his family financially specially his brother. He lives with his two other siblings in the slum area of Lahore in a rented house. He is unemployed and wants to stand up on his own feet. He has been looking for work but all in vain and has therefore decided to buy a rickshaw, become self employed and start contributing in the family income. He has therefore applied for a loan of PKR 162,700 from Seedout to buy a new Rickshaw that he will repay with his earnings in easy installments. He is motivated and feels confident that he will become self sufficient and start saving money to get married.