In the urban locality of Gujranwala a 43 years old married man lives whose name is Shahid Mehmood. His family consists of three sons, a daughter and a wife however his three children are school going. He is the sole bread earner of the family and his source of income is his small-scale business of spare parts. He also had an experience of labor work. His small level business is incapable of providing ample return. And his financial condition is miserable sometimes for the expenses of his house he takes assistance from his friends and family. He wants to expand his business but without saving it is next to impossible for him. He requires insistence from seedout in the expansion of his spare parts business. If his income increase then he would provide his family a better living standard.